Now in Public Beta

Give AI the Ability to Pay — Without Losing Oversight.

Valta introduces a programmable financial layer between AI systems and the services they use.

Instead of abstract billing and unpredictable usage costs, every AI request is tied to a wallet balance. Funds are deducted transparently, usage is tracked in real time, and limits are enforced automatically.

No hidden overages.No uncontrolled API consumption.No manual reconciliation.

Just deterministic, wallet-based AI spending.

Start building free Read the docs

The Platform

A wallet-first system for AI-powered spending

Valta is a financial infrastructure layer built for AI-driven workflows. Instead of connecting bank accounts or credit cards, you fund a USDC wallet and spend directly from it. AI usage is metered and deducted in real-time — every interaction, every model call, every token consumed is tracked and debited automatically.

Subscriptions work the same way. When you upgrade to Pro, the monthly fee is deducted from your wallet balance — not from an external payment method. The backend enforces subscription status through route guards and expiry checks. If your subscription lapses, access is revoked programmatically. No manual intervention. No payment chasing.

Valta operates as a wallet-native financial system rather than relying on external billing processors. Your wallet is the single source of truth — for spending, for subscriptions, for every financial operation your AI agents perform.

Why Valta Exists

AI systems are autonomous. Their financial layer isn't.

AI systems are becoming autonomous — but their financial model still lacks internal control. Spending is untracked, billing is fragmented, and there's no unified ledger connecting AI usage to real-time balances.

No real-time spending visibility

No per-agent cost separation

No internal USDC-based accounting

No programmable subscription enforcement

No unified ledger across AI + subscription spending

Manual reconciliation after the fact

Valta changes the model. Instead of external billing and manual oversight, Valta introduces a wallet-native financial layer built specifically for AI-driven workflows.

Valta's model

USDC wallet as the single source of truth

Programmatic subscription enforcement

Real-time usage deduction

Unified ledger across AI usage and subscriptions

Controlled, auditable AI spending

Valta doesn't replace AI providers — it adds the financial control layer they don't provide.

Features

What Valta actually does — right now

Every feature listed here is implemented and enforced in the backend. No roadmap items. No speculative capabilities.

USDC Wallet Accounts

Users and AI agents can operate from dedicated USDC wallets with real-time balance tracking. Deposit, hold, and spend USDC directly — no external bank accounts required. Balances are reconciled against a ledger that tracks every movement down to the cent.

Pay-per-Use AI Spending

AI usage is metered and deducted directly from your wallet balance. You only pay for what your agents actually consume — no upfront commitments, no minimum spend. Every deduction is logged with full metadata for transparency.

API Key Management

Generate API keys with distinct permission scopes. Each key can be scoped to specific operations, rate-limited, and revoked instantly. Key usage is tracked in real-time so you always know what's hitting your endpoints.

Subscription Engine

Upgrade to Pro directly from your wallet balance — 15 USDC per month, deducted automatically. The backend enforces subscription status via route guards and expiry validation. No credit card, no external billing. Your wallet is your payment method.

Transaction History

Every wallet action — deposits, AI usage deductions, subscription charges, transfers — is recorded with timestamps, amounts, and metadata. Browse, filter, and export your full financial history at any time.

Webhook Notifications

Configure endpoints to receive real-time notifications when wallet events occur — deposits confirmed, usage deducted, subscriptions renewed. Verify payloads and inspect delivery logs to keep your systems in sync.

Agent Spending Policies

Set per-transaction limits, daily and monthly caps, allowed/blocked categories, and approval thresholds per agent. The Stripe for AI spending — programmable financial guardrails that enforce themselves automatically.

Agent Kill Switch

Instantly freeze any agent's spending with one click. When triggered, all pending and future transactions are blocked immediately. Full freeze/unfreeze audit log included.

Human Approval Mode

High-value agent actions can require human sign-off before executing. Set dollar thresholds per agent — anything above the limit enters a pending queue for manual approval or rejection.

Valta SDK

npm install valta-sdk — a TypeScript SDK that wraps every Valta API. Request spends, manage policies, freeze agents, chain workflows, and control tools. Full type safety with zero configuration.

Agent-to-Agent Chaining

Build multi-step workflows where agents call other agents. Define ordered chains with input piping, per-step spend limits, and execution tracking. Orchestrate complex AI pipelines.

Agent Tools

Equip agents with specific capabilities — wallet access, market data, API calls, code execution, file I/O, and more. Each tool has its own rate limits, approval settings, and execution logs.

Collaboration & Shared Bots

Invite team members to shared bots with granular permissions (read, write, admin). Accept or revoke access anytime. Perfect for teams that need shared AI infrastructure.

Agent Customization

Customize agent behavior with templates and presets. Override system prompts, adjust personalities, set custom branding — make every agent fit your workflow perfectly.

How It Works

Three steps. No complexity.

Create your wallet

Sign up and your USDC wallet is provisioned instantly. Connect to Coinbase Commerce to deposit funds — no bank linking, no complicated setup. You're ready to go in under a minute.

Deposit USDC and start using AI

Fund your wallet with USDC. Every AI interaction is metered and deducted from your balance in real-time. You have full visibility into spending and usage — every deduction is logged with metadata.

Upgrade when you need more

When you need premium features, upgrade to Pro — 15 USDC/month charged directly from your wallet. No credit card forms, no external billing. Downgrade anytime.

Infrastructure

How Valta Is Structured

Programmable payment infrastructure designed for AI-native systems.

User

Developer

AI Agent

Valta Core Infrastructure

API Layer

Wallet Engine

USDC Balances

Ledger System

Usage Metering Engine

Subscription Enforcement & Webhooks

AI Providers

Model APIs

Blockchain Network

USDC Settlement

data flow ↓

For Developers

Built for developers. Loved by AI teams.

npm install valta-sdk — get your API key from the dashboard and start building in minutes. Full TypeScript SDK with type safety, auto-completion, and zero configuration.

npm install valta-sdk — one package, full control

Bearer token auth — simple API key integration

valta.requestSpend() — programmatic spending

valta.freezeAgent() — instant kill switch

valta.createPolicy() — spending guardrails

valta.getBalance() — real-time wallet queries

Agent chains — multi-step AI workflows

Webhooks for real-time spend events

Explore the API docs

Get your API key

valta-sdk-example.ts

// Install: npm install valta-sdk

import { Valta } from "valta-sdk"

const valta = new Valta({
  apiKey: "sk_valta_your_api_key"
})

// Request AI agent spending permission
const result = await valta.requestSpend({
  agentId: "research-agent",
  amount: 20,
  category: "api_calls",
  description: "Purchase dataset access"
})

if (result.approved) {
  console.log("Transaction:", result.tx_id)
  console.log("Remaining:", result.remaining_balance)
}

// Create spending policy
await valta.createPolicy({
  agentId: "research-agent",
  name: "Daily API Limit",
  maxPerTransaction: 50,
  dailyLimit: 200,
  allowedCategories: ["api_calls", "datasets"]
})

// Emergency: freeze an agent instantly
await valta.freezeAgent("research-agent", "suspicious activity")

// Check wallet balance
const balance = await valta.getBalance()
console.log(balance) // { balance: 450.00, currency: "USDC" }

Dashboard